Secured Credit Cards

A secured credit card reports your credit payments to the three major credit bureaus monthly. You will get a guaranteed approval with most secured credit cards. You will need to make a minimum deposit of $200 to $300 into a special account in order to be approved. The amount of your deposit will be your credit line. You will only lose your deposit if you fail to pay off your credit card debt with that bank. If you are looking for a credit card for bad credit, you may want to apply for a secured credit card.





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